Top Rated Auto Insurance Company Reviews
There are thousands of automobile insurance companies in the world today. Some claim to have the cheapest prices and others claim to have the best customer service. This makes it somewhat difficult to select the right one for your driving situation.
How do you know which one to choose? Personally I'd choose the one that provided me with the best value for the money.
One of the problems when selecting an insurance company is knowing whether or not if you're going with a reputable company. There are many insurance companies that don't have a problem taking your money, but have a problem when you file a claim.
I've taken the time to review some of the best well-known companies for you. These companies have been selected from my personal experience in the car business, personal use, reader feedback and their standings with Moody's, Standard and Poor's and A.M. Best.
What you'll find in this section:
Shopping for automobile insurance is not fun by any means. There are so many insurance companies out there, with so many different programs, no wonder most people get frustrated. Most of us will shop for car insurance and stay with the same company forever, paying the same payment for the entire time we own the vehicle. This time frame can be anywhere from 3 to 5 years or more.
Fact is, the auto insurance industry is a very competitive market; companies change their algorithms on a consistent basis. If you're not exploring your insurance options about every 6 to 12 months, you could be costing yourself money.
The Types of Online Auto Insurance Websites
Companies that provide free, no-obligation quotes.
This section of the Auto Cheat Sheet reviews the top automobile insurance companies that provide consumers with free online price quotes. The companies Auto Cheat Sheet recommends are all leaders of the car insurance industry and are well known nationwide.
Online services that have insurance companies compete for your business.
There are many online companies on the web that will allow you to enter your information once and have up to 9 different insurance companies competing to bring you the best prices available.
You have to be very selective when dealing with comparison web sites. We've reviewed a company that maintains the highest standards for keeping your private personal information safe, secure, and provide you with the most value and best protection. Jump below to go straight to this company's review - web sites that shop car insurance rates for you.
Why We Recommend These Companies Over Others
The Auto Cheat Sheet has selected these online auto insurance companies based on our reader feedback, personal experience within the car business, personal use and their high ratings with Moody's, Standard and Poor's and A.M. Best.
These companies also provide our readers with free, no-obligation price quotes for the same high quality car insurance coverage you would find at a brick-and-mortar facility.
Best Online Car Insurance Company Reviews
Everyone relates the gecko to one of the leading companies in car insurance in the United States. GEICO stands for Government Employees Insurance Company.
When the company was founded in 1936 its prime focus was military personnel and Government employees. Over time it has since grown to provide insurance for all individuals no matter where employed.
GEICO has been a wholly owned subsidiary of Berkshire Hathaway since 1996. Fortune magazine named Berkshire's property-casualty insurance operations the most admired in the nation.
GEICO, GEICO General, GEICO Indemnity and GEICO Casualty all have very high ratings in the insurance industry for financial strength and claims paying ability.
GEICO has over 10 million auto insurance policies and growing with over 16 million private passenger vehicles insured. This makes them the third-largest private passenger auto insurer in the U.S. (A.M Best). GEICO employs over 24,000 associates, maintains 12 major offices around the nation, provides 24 hour service - 7 days a week - 365 days a year and has four affiliated companies to meet all drivers car insurance needs.
- Moody's investor rating = Aa3
- A. M. Best rating = A++
- Standard and Poor's rating = AA+
The GEICO web site allows you to request free no-obligation price quotes on any vehicle you choose. All you do is enter the vehicle, answer a few questions and within seconds your quote and several comparison quotes will be on your monitor for you to choose.
21st Century Review
21st Century is part of the Farmers Insurance Group of Companies®. Founded in 1928, they are the third largest personal lines insurer for private personal lines passenger homeowners and automobile insurance in the United States with over 20 million customers and 25,000 employees nationwide.
Farmers provide outstanding customer service and value for over 82 years operating primarily in 41 states across the nation.
The 21st Century web site will let you manage your auto insurance policy, make your payments online and even let you log into the claims web site.
The only reason keeping 21st Century from an excellent rating by us is their free online quotes are not available in all states, however the states they do provide car insurance coverage for enjoy great benefits and savings.
When it comes to car insurance, 21st Century is focused on bringing you the same great coverage as other companies, but for less. It's a commitment they're proud of and take very serious as it shows in their ratings.
- Moody's investor rating = Caa2
- A. M. Best rating = A
- Standard and Poor's rating = A+
Visit the 21st Century web site to request free no-obligation price quote on any vehicle that you're interested in. All you do is enter the vehicle, answer a few questions and within seconds your quote will appear.
Online Companies that Shop Car Insurance Rates for You
Esurance is a multiline insurance company with an A+ financial rating, they offer auto insurance to consumers all across the country. They allow consumers to find and compare insurance coverage they're looking for at the most competitive rates available.
Esurance has a large network of insurance agents, brokers, and carriers. The can match most consumers with the auto insurance they need at a price they can afford.
One of the key points why AutoCheatSheet.com recommends esurance is that not only do they provide you with free competitive no-obligation quotes. The insurance professionals that subscribe to their service will also answer any questions you may have about any insurance coverage's and they will also help you through the process of purchasing an automobile insurance policy. This service they provide is absolutely free with no-obligation. You can back out at anytime. Esurance is a Better Business Bureau Accredited Business with an A Rating.
The esurance web site allows you to fill out one form and have the agents come to YOU. Using their free tool you'll get multiple car insurance quotes tailored to your driving needs within minutes. You can compare different coverage's, prices and policies side by side before making a decision on your auto insurance policy.
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My Recommended Auto Insurance Sites
USAA and esurance are the quickest way to see what insurance coverage will cost you on the vehicle you want to buy. These online sites will provide you with free, no-obligation quotes and the prices are normally pretty good. You can also use these quotes to negotiate an even better price with a dealership.
Share Your Tips - If you have any tips or information that will help other car buyers save money. Please tell us about it in the comments below, so we can share it with everyone.
Continue to our section on Car Insurance Myths Exposed.