Should I Finance a Car for 72 Months With Bad Credit?

Man with bad credit wondering if he should finance a car for 72 months.

With the recent rise in new and used car prices, I receive a lot of questions asking me if it’s okay to extend out a car loan term out to 72 months or more. Normally, the only reason someone would want to extend out a loan term is so they can purchase more vehicle or make the monthly payment more affordable.