Signing vehicle contract at car dealership.

0% Interest New Car Finance Deals For June 2015

June is a hot month for car sales. Several manufacturers are offering 0% APR finance deals to help clear out the remaining 2014 and 2015 models. They’re desperate to get them sold to make room for the 2016 model new cars rolling in over the next few months.

Along with zero percent financing, some automakers are offering cash-back and customer rebates. Normally you must choose between the rebate OR the incentivized annual percentage rate (APR). There are a few offers offering the option to combine both, however those offers are far and few between. If you must choose, with normal interest rates so low and you have good credit, rebates are normally a better deal. However, in many situations, you don’t have a choice when it’s only a low-interest APR or cash-rebate being offered on the vehicle.

As I’ve always recommended, you should get a pre-approved auto loan before contacting a dealership. This will give you leverage when negotiating during the financing process of buying a car. Read my chapter on financing a new car to learn more on how dealers make money financing new cars and how to get a pre-approved auto loan online.

There are several manufacturers such as Chevy, Ford, Kia, Lincoln, Nissan, and Mitsubishi that still have new 2014 models in their inventories. Believe me, if you’re looking for a good deal, these dealers are more than likely ready to move these vehicles off their lots with the 2016 models right around the corner. The hardest part about buying a brand new 2014, is finding one equipped exactly as you would like.

Chevrolet still has an abundance of the 2014 Chevrolet Camaro and 2014 Chevy Impalas. Kia has several new 2014 vehicles including the 2014 Kia Forte, Forte 5, Forte Koup, Optima, and Optima Hybrid. Any one of these vehicles will go for a great discount by a motivated dealer. Make sure you do your new car research online and make dealers compete for your business to guarantee you pay the best price.

Not only are old aged vehicles being offered with 0% APR financing, there’s also a few brand new 2016 model vehicles available. Hyundai is offering no interest financing on their 2016 Hyundai Elantra and 2016 Elantra GT. Ford is also offering 0% on its very popular 2016 Ford Fusion.

Note: 0% APR offers normally only apply to short-term-loans, however many of the June offers below are extended to 60, or even 72 months. Finance and cash-back incentives vary by region, they can change or be cancelled without notice and are also subject to vehicle trim, styles, or availability. You should always check with several dealers in your area to get a good idea of what’s available in your local market.

Check out the list below for all the new car 0% APR new car finance deals available for the month of June 2015.

Available 0% APR New Car Finance Deals For June 2015

VehicleYearAPR
Buick Enclave20150%
Buick Encore20150%
Buick LaCrosse20150%
Buick Regal20150%
Buick Verano20150%
Cadillac ATS20150%
Cadillac CTS20150%
Cadillac SRX20150%
Cadillac XTS20150%
Cadillac Escalade20150%
Chevrolet Camaro2014 | 20150%
Chevrolet City Express Cargo20150%
Chevrolet Cruze20150%
Chevrolet Impala2014 | 20150%
Chevrolet Malibu20150%
Chevrolet Silverado20140%
Chevrolet Traverse20150%
Chevrolet Volt20140%
Chrysler 30020150%
Chrysler Town & Country20150%
Dodge Charger20150%
Dodge Dart20150%
Dodge Durango20150%
Dodge Grand Caravan20150%
FIAT 500 Arbath20150%
FIAT 500c20150%
FIAT 500e (California and Oregon Only)20150%
Ford C-MAX2014 | 20150%
Ford Edge20140%
Ford Explorer20150%
Ford F-15020140%
Ford Fiesta2014 | 20150%
Ford Flex20140%
Ford Focus2014 | 20150%
Ford Fusion2015 | 20160%
Ford Taurus20150%
Ford Transit Connect20140%
Ford Transit Connect Wagon20140%
GMC Acadia20150%
GMC Sierra 150020150%
Hyundai Accent20150%
Hyundai Azera20140%
Hyundai Elantra2015 | 20160%
Hyundai Elantra GT2015 | 20160%
Hyundai Santa Fe20150%
Hyundai Santa Fe Sport20150%
Hyundai Sonata20150%
Hyundai Sonata Hybrid20150%
Hyundai Veloster20150%
Jeep Cherokee Sport20150%
Jeep Grand Cherokee20150%
Kia Cadenza20150%
Kia Forte2014 | 20150%
Kia Forte 52014 | 20150%
Kia Forte Koup2014 | 20150%
Kia Optima2014 | 20150%
Kia Optima Hybrid2014 | 20150%
Kia Sedona20150%
Kia Soul2014 | 20150%
Kia Sorento20150%
Lincoln MKC20150%
Lincoln MKS2014 | 20150%
Lincoln MKT20140%
Lincoln MKX20150%
Lincoln MKZ20150%
Lincoln Navigator20150%
Mazda CX-520150%
Mazda CX-920150%
Mazda 3 4-Door20150%
Mazda 3 5-Door20150%
Mazda 62015 | 20160%
Mitsubishi Lancer20150%
Mitsubishi Lancer Evolution2014 | 20150%
Mitsubishi Mirage2014 | 20150%
Mitsubishi i MiEV2014 | 20160%
Mitsubishi Outlander2014 | 20150%
Mitsubishi Outlander Sport2014 | 20150%
Nissan 370z Coupe20150%
Nissan Altima20150%
Nissan Armada20150%
Nissan Frontier20150%
Nissan LEAF20150%
Nissan Maxima20140%
Nissan Murano20150%
Nissan Pathfinder20150%
Nissan Rogue20150%
Nissan Rogue Select20150%
Nissan Sentra2014 | 20150%
Nissan Titan20140%
Nissan Versa Note20150%
Nissan Versa Sedan20150%
Ram 150020150%
Subaru BRZ20150%
Subaru XV Crosstrek Hybrid20150%
Toyota Avalon20150%
Toyota Avalon Hybrid20150%
Toyota Camry20150%
Toyota Camry Hybrid20150%
Toyota Corolla20150%
Toyota Prius20150%
Toyota Prius C20150%
Toyota Prius V20150%
Toyota Rav420150%
Toyota Sienna20150%
Toyota Tundra20150%
Toyota Venza20150%
Toyota 4Runner20150%
Volkswagen CC20150%
Volkswagen Jetta20150%
Volkswagen Jetta TDI20150%
Volkswagen Passat20150%
Volkswagen Passat TDI20150%
Volkswagen Tiguan20150%
Volkswagen Touareg20150%
Volkswagen Touareg TDI20150%

Source: Automakers

Competition Between Dealers Always Gets You the Best Price

When negotiating a new car’s price, it’s important to know the dealer invoice price and what other people are paying in your local area. Otherwise, you won’t know what’s a good price to negotiate for. You can view these prices at Ryde Shopper and Motor Trend, their quotes will automatically include any discounts or cash-back incentives currently available, in addition to the 0% APR loan rates. These sites provide valuable information for anyone thinking about buying or leasing a new car.

Your Credit Score Effects Your Interest Rate

Keep in mind, a good credit score of 700 or above will be needed to qualify for a 0% APR auto loan. If you’re unaware of your credit score, read my section on how not knowing your credit score will hurt you. Don’t let a dealer know more about your credit history than you do.

If you have a credit score well below the 700 mark, you won’t be able to qualify for an incentivized auto loan (0% APR). However, you may still get pre-approved for a bad credit auto loan. Visit my bad credit auto loan approval guide here.