Used cars sitting on the lot ready for sale.

15 Great Used Car Finance Deals For June 2015

If you’re in the market for a used car, June is a great time to buy one. Manufacturers are offering some of the lowest used car interest rates of all time. Most of these low rates are featured on their certified pre-owned (CPO) vehicles.

A few automakers such as Mercedes-Benz and Mini are offering a payment credit on their used car deals also. This means they will cover one or more of your monthly payments.

You must keep in mind, used car pricing is different than new car pricing. A vehicle’s mileage, region and condition, as well as the supply and demand all affect how a used car’s price is calculated. Visit my used car buyer’s guide for more used car buying tips.

If you’re luxury car shopping you’re in luck. There are many brands offering low interest used car rates in June. You can finance a certified pre-owned Jaguar, BMW or Land Rover for as low as 0.9 percent. Lincoln and Audi is offering 1.9 percent financing for up to 72 months and you can get any 2011 – 2015 Infiniti for as little as 0.99 percent. Mercedes-Benz is offering 2.99 percent finance plus one payment credit on some of its CPO models.

Chevrolet and Ford are offering 1.9 percent financing for June only on a few select models (see chart below). Nissan is offering 0.9 percent financing or $500 cash-back on select CPO models. The financing portion of Nissan’s offer is available for only 36 months.

Remember: customer rebates, incentives and finance offers can vary by region. They may also change at a moment’s notice, and are subject to vehicle availability. You should always check with several dealers in your area to get a good idea of your local market.

Check out the list below for other used car finance deals available for June 2015.

The Best Used Car Finance Deals for June 2015

AutomakerDealModelsExpires
Audi1.9% Financing up to 72 MonthsAll 2012 – 2013 CPO Models07/01/2015
BMW0.9% FinancingAll 2011 – 2013 CPO Models06/30/2015
Buick1.9% FinancingCPO LaCrosse06/30/2015
Chevrolet1.9% Financing for 72 MonthsCPO Cruze and Sonic07/06/2015
Ford1.9% Financing for 72 MonthsCPO Edge, Escape, Fusion and F-15007/06/2015
Infiniti0.99% Financing for 36 MonthsAll 2011 – 2013 Models06/30/2015
Jaguar0.9% to 2.9% Financing for 24 to 72 Months2011 -2015 CPO XF, XJ and XK and 2014 CPO F-Type07/31/2015
Land Rover0.9% to 2.9% Financing for 24 to 60 Months2011 – 2014 CPO LR2, LR4, Range Rover Sport and Range Rover, 2012 – 2014 Range Rover Evoque07/31/2015
Lincoln1.9% Financing for 48 MonthsAll CPO Models07/06/2015
Mercedes-Benz2.99% Financing for 72 Months Plus One Payment Credit on Some Models2.99% on 2012 – 2014 CPO C-Class, S-Class, GLK-Class, M-Class and GL-Class: Payment Credit on CPO C-Class, E-Class and GLK-Class06/30/2015
Mini0.9% to 1.9% Financing or a Two-payment Credit (up to $350 per month)0.9% on 2012 CPO Models, 1.9% on 2013 CPO Models06/30/2015
Nissan0.9% Financing for 36 Months or $500 Cash0.9% on any CPO Model; $500 Cash on CPO Rogue, Maxima, Altima, Sentra, Leaf and Titan06/30/2015
Subaru0.99% FinancingAll 2010 – 2015 CPO Models06/30/2015
Toyota2.9% Financing for 60 MonthsMany CPO Models06/30/2015
Volkswagen0.9% to 2.29% Financing for 36 to 60 Months0.9% for 36 Months or 1.99% for 60 Months on CPO Jetta and Passat; 2.29% for 60 Months on all other CPO Models06/30/2015

Source: USNews

If you’re considering the purchase new car or truck in the month of June, I recommend using a free online referral service such as Ryde Shopper and Motor Trend to guarantee you pay the lowest price. These services will tell you what others are paying for the vehicle you’re considering in your local area and which dealers give the greatest discounts.