Rear view cameras, keyless ignition, navigation systems, Bluetooth phone and music streaming are just some of the modern technology more and more car buyers are demanding be installed on vehicles.
These additional high tech features are not cheap and are normally an additional cost. So what does someone with bad credit do that wants to by one of these technology-laden vehicles?
According to Kelley Blue Book, the mainstream compact vehicles of today offer more technology features unavailable at any price a few years ago. This, along with the growing number of high-risk lenders willing to help credit challenged borrowers, puts buying one of vehicles in reach for the bad credit customer.
Vehicles such as the 2015 Chevrolet Spark and 2015 Honda Fit LX both offer Bluetooth hands-free phone and music streaming, USB ports, and respectable sized touch screens. The Fit even comes with a rear view camera. We sifted through all the new cars and picked out six of the highest technology new cars under $18,000 for credit challenged borrowers.
Not all people are fans of technology. They believe the more high tech features on a vehicle, the more likely they can break. You may just want to live off the grid and are not a fan of being "connected" to the outside world.
If that's the case, our friends over at Edmunds indentified eight vehicles that fall into the tech-adverse category. The vehicles on this list are pretty much "base" models. For the car buyers that don't like technology, they're considered to be luxury vehicles. There are three of them we've found that will comfortably fit within the budgets of the majority of credit challenged buyer.
|2015 Chevrolet Spark 1LT Hatchback||$14,865||1.2 liter engine, six-speed manual transmission, USB port, 7" touch screen, Bluetooth hands-free phone and music streaming, SiriusXM satellite radio|
|2015 Honda Fit LX Hatchback||$16,470||1.2 liter engine, six-speed manual transmission, USB port and Auxiliary input jack, Bluetooth hands-free phone and music streaming, 5" color LCD screen, rear view camera (the $18,380 EX adds SMS text messaging, a 7" touch screen and Honda LaneWatch)|
|2015 Hyundai Elantra SE Sedan||$18,075||1.8 liter engine with six-speed manual transmission, USB port and auxiliary input jack (the popular equipment package with a 4.3" touch screen and Bluetooth phone with voice recognition is $900 more)|
|2015 Nissan Versa Note SV hatchback||$17,155||1.6 liter with CVT automatic transmission, USB port, Bluetooth hands-free phone system|
|2015 Toyota Corolla L sedan||$17,775||1.8 liter engine with six-speed manual transmission, Bluetooth hands-free phone and music streaming, USB port|
|2015 Dodge Dart SE sedan||$17,490||2.0 liter engine with six-speed manual transmission, audio jack input for mobile devices )but be warned, there is no air conditioning with this model - $18,265 includes A/C plus a USB port)|
|2015 Hyundai Accent GS hatchback and GLS sedan||1.6 liter engine, six-speed manual transmission|
|2015 Kia Rio LX hatchback or sedan||1.6 liter engine with six-speed manual or automatic|
|2015 Mazda Mazda3 isV sedan||2.0 liter engine, six-speed manual or automatic transmission|
If you're considering the purchase of a high tech or low tech compact car, I recommend using a free online referral service such as CarClearanceDeals and Edmunds to guarantee you pay the lowest price. These services will tell you what others are paying for the vehicle you're considering in your local area and which dealers give the greatest discounts.
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